Adjusted starting speech rate for new users. Fixed error that could happen when figuring out where to write changes.

README.md

@@ -181,8 +181,10 @@ Default settings locations:
 - Root: `/etc/fenrirscreenreader/settings/settings.toml`.
 
 Fenrir loads the first existing file, or built-in defaults if neither exists.
-Use `--config PATH` to select a specific file. To create a personal settings
-file without opening devices:
+Python `settings.conf` files are ignored. Regular users save to their personal
+TOML file even when startup loaded system defaults; root saves to the system
+file. `--config PATH` explicitly selects both the load and save path.
+To create a personal settings file without opening devices:
 
 ```bash
 ./fenrir --write-config ~/.local/share/stormux/fenrirscreenreader/settings/settings.toml